What Does Obama Care Cover For Pregnancy

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What does obama care cover for pregnancy.

Maternity insurance coverage for pregnancy labor delivery and newborn baby care became mandatory in 2014 under the affordable care act aca or obamacare in fact maternity insurance coverage is one of the 10 essential health benefits that must be covered by all health insurance plans offered to individuals families and small groups. Folic acid supplements for women who may become pregnant. Exemptions are possible under certain circumstances. Gestational diabetes screening for women 24 to 28 weeks pregnant and those at high risk of developing gestational diabetes.

Webmd explains the benefits new mothers are entitled to. In the past maternity care which is health care that only women need has been excluded from much of the individual insurance market with only 12 percent of the plans sold offering maternity coverage. The original coverage requirement in obamacare included a tax penalty for those that did not purchase a health insurance plan. The penalties were designed in part to offset the cost of paying for the health care of people without health insurance due to hardship situations or other exemptions.

The affordable care act aca covers a range of preventive care free for new mothers before and after their babies are born. Not only does obamacare make healthcare available to people who were formerly unable to get insurance but for women in particular it eliminates unfair obstacles to getting care. Before obamacare made coverage guaranteed issue pregnancy itself was also considered a pre existing condition that would prevent an expectant parent male or female from obtaining coverage in all but five states. If you select the option to get help paying for coverage on your application you ll be asked if you re pregnant.

From the time president donald trump assumed his role at the white house his administration has been outspoken about doing everything possible to repeal the affordable care act aka obamacare which went into affect in 2010 although the aca isn t perfect it did introduce a number of important protections for healthcare consumers including a new rule involving pre existing conditions. The aca requires all us citizens and legal residents to obtain basic health insurance coverage or pay a fine. And many individual health insurance carriers considered a previous cesarean section to be a reason to decline an application. Being pregnant doesn t make you eligible but the birth of a child does.